| Product | Rate(%) | APR(%) | Point(%) | Fees($) | Lock Days |
| 30-Year Fixed | 3.625 | 3.741 | 1 | 715 | 30 | 15-Year Fixed | 3.125 | 3.331 | 1 | 715 | 30 | 30-Year FHA | 3.625 | 4.975 | 1 | 715 | 30 |
| Note: All rates shown are for 30 day rate locks. Longer locks are available. The APR for conventional loan amounts is calculated using a loan amount of $417,000, a $495 application fee, $400 appraisal fee, $715 underwriting fee and a $16 flood certification fee for qualified applicants with full documentation of income. Other fees will also impact APR and all rates are subject to change without notice. | |||||